Dale Mortgage Brokers

Savings limited?

We will help you to do the sums by completing a budget planner, so you will need to give us as much detail as you can about your finances. If your savings are limited or your income is not sufficient to obtain the level of mortgage that you require, then here are options that you may wish to consider:

Call one of our expert mortgage advisers now:

01484 864017

Buy with friends or family
Why not join forces with someone close to you. It could help relieve the financial burden and you should be able to afford a larger property or in a better location. We recommend you seek legal advice before entering into a formal agreement with someone.

Shared ownership
Housing Associations operate shared ownership schemes, where the association owns part of the property and you own the rest of it. You pay a mortgage for the part of the property that's yours, and you pay rent for the part that belongs to the Housing Association.

Government schemes
There are a number of schemes available to help people get onto the property ladder including low cost home ownership and cash incentive schemes. However, these are often available in limited areas and to certain professions.

Guarantor mortgage
If your salary isn't large enough to cover the mortgage you need, someone close to you like your parents can act as a guarantor for your mortgage until such time as your earnings are sufficient to cover the mortgage.

Our expert mortgage advisers will help you through the process step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. They will even take care of all the paperwork for you, so you don't need to worry about a thing.

Plus get up to £600 towards solicitor’s and valuation fees with FREE Buyer's Protection should your house purchase fall through.